What Does Contingent With No Kick-Out Mean? A Clause That Affects Your Offer

Kenishirotie/iStock “Contingent with no kick-out” is one of those real estate clauses that can be attached to a buyer’s offer on a house. Like active or sale pending status, a house marked with this clause can give buyers a sense of whether or not the house has received an offer and how close sellers might be to closing […]

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Buyer Blocks: 4 Factors Keeping Millennials From Owning a Home

mj0007/iStock Since the market crash, many prospective first-time home buyers have been fighting an uphill battle on their path to homeownership. Certainly it isn’t for lack of trying. While millennials might be the largest group of first-time buyers, according to the NAR, they face a whole slew of daunting challenges before they can sign on the dotted line. […]

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What’s the First Step in Buying a Home? Your Answer, Here!

monkeybusinessimages/iStock What is the first step in buying a home? Real estate experts agree that long before you peruse listings or check out open houses, you should talk to a lender about getting a mortgage. “Talk to your bank or a reputable mortgage company to see what you qualify to purchase,” explains Rosanne Nitti, a Realtor® with […]

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The 10 Best and Worst Cities for First-Time Home Buyers in 2017

gguy44/iStock; loveguli/iStock Hoping to buy your first home? Texas is calling. New analysis by finance site WalletHub has found that the Lone Star State boasts four of the top 10 cities for first-time home buyers in 2017. WalletHub came to this conclusion after analyzing 23 metrics important to home buyers—from affordability to quality of life to crime rates—in 300 cities of varying sizes, including small […]

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Buying a New Construction? Why You Need Your Own Real Estate Agent

RobertHoetink/iStock When you’re house hunting, the allure of new construction is undeniable. You get to be the first to live in the pristine home—one untouched by grimy hands or muddy shoes. It’s full of brand-new appliances and the finishes and treatments that you picked to fit your aesthetic. And you won’t have to worry about making any […]

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How Much Are Mortgage Fees? The Costs That Come With Your Loan

imaginima/iStock When shopping for a home, it seems like there’s something to pay for at every step of the way. To get your mortgage approved—thereby allowing you to actually buy your house—you’ll have to pay mortgage fees. The most common mortgage fees also fall under the umbrella of closing costs, those expenses you pay when you […]

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The Heat Is On: 5 Sizzling Reasons to Buy a Home During Housing’s Hottest Season

flammulate/iStock; stevanovicigor/iStock The days are getting longer. Ice cream truck jingles echo up and down the block. But the surest sign that summer is here? It just might be those “For Sale” signs popping up like dandelions in your neighborhood. Yep, we’re smack dab in the middle of the most popular time of the year to buy and […]

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Top 4 Fights Couples Have When Buying a Home: Which One Will Get You?

ImagesBazaar/Getty Images All’s fair in love and real estate, right? While shopping for a home is exciting for many couples, it’s also a notoriously trying process. As proof, look no further than a recent survey from LendingHome, which found that 60% of couples aged 25 to 45 disagreed with their significant other when buying a house. LendingHome […]

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How Long Does It Take to Get a Mortgage? Longer Than You Might Think

Marrypopins/iStock In the age of same-day delivery and smartphones, we’re used to rapid wish fulfillment. With a few clicks and taps, and within hours, a drone drops a package on your porch. But when it comes to getting a mortgage, that’s just not how things work. So how long does it take to get a mortgage? […]

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4 Signs Your Real Estate Comps Are Fooling You About Your Home’s Value

bee32/iStock Unlike most things we buy in life, homes don’t come with a sticker price. Sure, the real estate listing may say the price of the home is $320,000, but that’s just a starting point. Buyers can—and should—offer more or less money for the house based on something called real estate comps, short for “comparables.” Real estate comps […]

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