Should You Go Big With Your First House or Stick to a Starter Home?

AndreyPopov/iStock; realtor.com For a majority of people, buying your first home is financially daunting. Beyond the paperwork and negotiating, there’s that big mortgage looming. Taking on such a substantial financial responsibility is enough to leave you wondering if you can even afford it. And if you’ve figured out that you can, there’s still the question […]

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Do Home Seekers Need to Sign a Contract to Tour Homes?

AndreyPopov/iStock It’s human nature for folks to want to sneak a peek at their neighbor’s open house—even if they’re not truly home seekers looking to buy. Trust us, stopping by to grab a cookie and gawk is something we’ve all done (or at least thought about doing). Casual lookers can wander in without so much as leaving their […]

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Don’t Budge: 7 Compromises You Should Never Make When Buying a Home

David Malan/Getty Images Every successful home search begins with a wish list. Armed with your inventory of must-haves, you’ll know how to focus your search and recognize a potential home that isn’t worth your time. Still, there’s a strange thing that seems to happen when you’re deep in the trenches of house hunting: The more you look, […]

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6 Questions First-Time Home Buyers Never Ask Themselves (but Really, Really Should)

Shutterstock; realtor.com There’s a certain point in the lifecycle of renting where you say to yourself: I just can’t do this anymore. Maybe it’s the upstairs neighbors, who relentlessly stomp dance moves across their apartment into the wee hours of the morning. Maybe it’s the numbingly dull white walls you’ve stared at year after year. Or […]

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Is a Mortgage Pre-Approval Letter Necessary to Make an Offer on a House?

BrianAJackson/iStock Is a mortgage pre-approval letter necessary to make an offer on a house? The short answer is no. However, if you want your offer to be taken seriously and to stand out from any competing bids, this little piece of paperwork can really give you the edge. “While you do not ‘need’ a pre-approval letter from your lender […]

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What Does Contingent With No Kick-Out Mean? A Clause That Affects Your Offer

Kenishirotie/iStock “Contingent with no kick-out” is one of those real estate clauses that can be attached to a buyer’s offer on a house. Like active or sale pending status, a house marked with this clause can give buyers a sense of whether or not the house has received an offer and how close sellers might be to closing […]

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Buyer Blocks: 4 Factors Keeping Millennials From Owning a Home

mj0007/iStock Since the market crash, many prospective first-time home buyers have been fighting an uphill battle on their path to homeownership. Certainly it isn’t for lack of trying. While millennials might be the largest group of first-time buyers, according to the NAR, they face a whole slew of daunting challenges before they can sign on the dotted line. […]

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What’s the First Step in Buying a Home? Your Answer, Here!

monkeybusinessimages/iStock What is the first step in buying a home? Real estate experts agree that long before you peruse listings or check out open houses, you should talk to a lender about getting a mortgage. “Talk to your bank or a reputable mortgage company to see what you qualify to purchase,” explains Rosanne Nitti, a Realtor® with […]

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The 10 Best and Worst Cities for First-Time Home Buyers in 2017

gguy44/iStock; loveguli/iStock Hoping to buy your first home? Texas is calling. New analysis by finance site WalletHub has found that the Lone Star State boasts four of the top 10 cities for first-time home buyers in 2017. WalletHub came to this conclusion after analyzing 23 metrics important to home buyers—from affordability to quality of life to crime rates—in 300 cities of varying sizes, including small […]

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Buying a New Construction? Why You Need Your Own Real Estate Agent

RobertHoetink/iStock When you’re house hunting, the allure of new construction is undeniable. You get to be the first to live in the pristine home—one untouched by grimy hands or muddy shoes. It’s full of brand-new appliances and the finishes and treatments that you picked to fit your aesthetic. And you won’t have to worry about making any […]

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