Spouse’s Bad Credit Killing Hopes of a Mortgage? Save Your Home and Marriage!

AntonioGuillem/iStock You probably didn’t think to run a credit check on your spouse before you got married. After all, love reigns supreme, right? But when it comes time to buy a home and your lender reveals serious issues with your spouse’s credit, things can get awkward fast. Whether your spouse went on a few credit […]

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Can Refinancing a Mortgage Hurt My Credit?

cnythzl/iStock Refinancing your mortgage presents a great opportunity to save money by lowering your interest rate and monthly payments. If interest rates have fallen since you originally obtained your mortgage, or if you’ve diligently worked on repairing your credit and improving your credit score, you might benefit from exploring your options for refinancing. Before you do, […]

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What Is Mortgage Fraud? Steer Clear of These 3 Offenses

Ridofranz/iStock There are white lies, and then there’s mortgage fraud. Yes, sometimes it can be hard to tell the difference, but it’s essential for home buyers to understand exactly where the line is drawn, because the consequences can be dire if you cross it. So what is mortgage fraud? Mortgage fraud is deception about your financial circumstances […]

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3 Reasons Millennial Buyers Love VA Loans

Veterans United Millennial veterans and military members are helping fuel the resurgence of the historic VA loan program. Last year’s 700,000-plus loans were more than double the agency’s total from five years ago. Younger buyers in particular have flocked to these government-backed mortgages during a time of tight credit and flatlining wage growth. The VA […]

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5 Stupid Money Moves That Can Tank Your Mortgage

welcomia/iStock You got the pre-approval, found a home, and had your offer accepted. Congratulations! All you need to do now is sit back and wait for closing, right? Well, not exactly. As Lenny Kravitz once crooned, “It ain’t over till it’s over.” Sure, the odds are reasonably good that nothing major will go wrong. But that doesn’t mean things […]

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